See for yourself
See for yourself
Admit it: you’ve always wanted a financial advisor to send you a check each month. But unless you have enough money to get his attention, good luck.
GuidedSpending turns your retirement savings into a consistent, reliable retirement paycheck.
We’ll make it quick and easy. There’s no need to hand over your accounts, or even your passwords.
It’s the nightmare scenario: one day you wake up and realize you’re running out of money. You can just hope for the best. Or you can let GuidedSpending tell you exactly what’s safe to spend each month – for a long, long retirement.
Living like a Buddhist monk is one way to play it safe. But unless plain rice and quiet reflection are your thing, it won’t be much fun. The other way is to let GuidedSpending reveal your true financial path. Then get on with enjoying all you’ve saved, and everything life offers.
Ever heard of the “4% rule?” How about the “60/40 portfolio?” Most advisors still use rules-of-thumb like these to calculate retirement income. Seriously? Instead of grade-school arithmetic, we use powerful analytics and modeling we’ve built specifically for projecting income. The only number we’ll show you is the dollar amount you can safely spend each month.
Life might get simpler in retirement. We bet your finances won’t. So we look at all the money that makes up your retirement income: 401(k), IRAs, and other accounts. Pensions. Social Security. Two of everything if you’re married. And if you want to lock in extra security, we’ll help you decide if an annuity makes sense for you, too.
First, we’ll tell you exactly how much you can safely spend each month.
You’ll see what combination of investment accounts, pension payments, and other funds go into your grand total.
Timing is everything, so we’ll optimize your withdrawals to maximize your earnings and save on taxes.
Finally, we’ll take the guesswork out of choosing when to make this benefit part of your income mix.